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Laptop Insurance Guide |
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Cheap laptops Guide Home » Laptop Insurance Guide |
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Laptop insurance – Is it worth it? |
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Just as with any other major purchase, your laptop needs protection. Because the extended manufacturer’s warranty doesn’t cover everything, you need to look into laptop insurance. |
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Try to answer these questions for your self : |
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- What if your laptop is stolen/ruined in a fire or a flood?
- What if your laptop is damaged – water spills, dropped, etc?
- What if your data is lost unexpectedly?
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How will you deal with these problems? The answer is laptop insurance. Because extended warranties only cover defects and other accidental damage, laptop insurance covers the gaps in this coverage – and realizes that sometimes, things just happen that are out of your control. |
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Fortunately, there are many insurance companies these days that offer policies specifically for laptops. |
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Where you can have your laptop insured? |
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While there are many different companies that can help you, one laptop insurance company that seems to be garnering great reviews is Safeware. This company specializes in computer insurance and is underwritten by American Bankers Insurance of Florida – and they have a great track record. Your rates will depend on the actual value of your laptop as well as how much coverage you actually want and need. Your rates will also be determined by where you live and where your laptop will be most of the time. |
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However, laptop insurance rates are low when you think about the coverage that you receive. Someone living in California will pay less than $200 a year for their laptop insurance (when the laptop is valued at $3000). |
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